Cyber Insurance

Mapping cyber risks. Developing insurance solutions. Successfully serving markets.

Dynamic market environment

The evolving nature of digital risks presents insurers and brokers with ever-increasing challenges. Cyberattacks, system failures, and regulatory requirements call for robust insurance solutions, sound risk assessment, and professional claims handling processes.  

exxis develops comprehensive cyber insurance solutions 

– from the initial product concept through premium calculation by our in-house actuaries and underwriting logic to successful market launch.

We combine actuarial expertise, market knowledge, and operational claims expertise to create sustainable, economically sound cyber solutions.

Product Development & Design

exxis designs comprehensive cyber insurance products, including:

  • Coverage design and policy provisions
  • Structuring of sublimits and deductibles
  • Premium models and rating logic
  • Development of underwriting guidelines
  • Risk segmentation and underwriting criteria
     

Placement & Market Access

We strategically position cyber insurance solutions in the market:

  • Access to national and international specialty insurers
  • Placement of complex risks and excesses
  • Structuring of quota share, consortium, and layer models
     

Underwriting & Claims Assessment

The close integration of product development, underwriting, and claims management results in practical and robust cyber insurance solutions that have proven their worth in the market over the long term.
 

In today's world, a multi-layered defense of your business systems is essential for cybersecurity. If, despite these precautions, you fall victim to a cyberattack, we at exxis are here to support you.

– Marius Plote, Senior Underwriter Cyber

An Overview of Our Cyber Products

Our cyber insurance plan offers modular, cost-transparent cyber protection for businesses of all sizes—supplemented by customized solutions and comprehensive coverage for assistance, first-party, and third-party losses.

Basic Cyber Security Policy

  • Clearly structured risk assessment
  • Transparent premium logic
  • Efficient underwriting processes
  • Streamlined, professionally designed claims processes
     

Advanced Cyber Solution

  • higher coverage limits
  • Custom-defined sub-limits
  • Expanded assistance services
  • Industry-specific coverage extensions
     

Customized special and excess liability solutions

  • Excess coverage solutions for existing programs
  • Customized coverage extensions
  • Tailored risk and prevention concepts
  • Combinations with liability, property, and fidelity insurance modules
     

Product Highlights of Our Cybersecurity Solutions

Comprehensive cyber protection – structured, predictable, marketable

Comprehensive assistance packages

IT forensics, crisis management, data protection consulting, reputation protection, reporting, and assistance with regulatory compliance.
 

Comprehensive coverage for own damage

Recovery costs, business interruption, additional expenses, hardware damage, ransom negotiations, and payments.

Comprehensive liability coverage

Liability claims, defense costs, data protection fines within the scope of coverage, and administrative proceedings.
 

72-hour forensic investigation for suspected cases with no deductible

Immediate analysis in cases of suspected cyberattacks to quickly assess the situation and mitigate damage.

24/7 German-language claims hotline

Direct access to specialized incident response teams.

Centrally coordinated network of service providers

IT forensics, crisis communication, and data protection and IT legal consulting—all under one roof.
 

Claims Handling – Examples

Ransomware attack on a social services agency

Coordination of IT forensics, system recovery, and crisis communication – resumption of operations within a few days.

Data breach at a medical facility

Immediate engagement of a team of experts in forensics, data protection consulting, and reporting—comprehensive regulatory support in dealing with supervisory authorities.

CEO Fraud via Phishing Attack

Damage mitigation, legal assessment, and resolution through coordinated incident response management.

Why choose exxis's cybersecurity solutions?

  • Extensive expertise in the development of complex insurance products
  • In-depth underwriting expertise in cyber and specialty risks
  • Market knowledge and placement expertise with leading insurers
  • Close integration of product development, claims management, and assistance
  • Customized solutions for broker networks and insurers

Other product lines

With our insurance solutions, we provide insurers and brokers with a comprehensive range of services that goes far beyond traditional insurance policies.

You gain access to structured products, in-depth underwriting and risk expertise, and professional claims processes—all seamlessly integrated and consistently geared toward sustainable sales success and financial stability. 

Contact person

If you already have specific questions or challenges that you’d like to discuss with us in person, please feel free to contact us. 

Marius Plote
Marius Plote Senior Cyber Underwriter
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Contact us

exxis - Your insurer for complex risks

Would you like to learn more or speak with us directly?

Email: info(at)exxis(dot)de
Phone: +49 (0) 5231 603-0
Location: Detmold