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Portfolio Management

Data-driven, professionally sound, practical

Consistent results

Effective portfolio management is crucial for achieving stable results in the insurance industry. exxis helps insurers conduct in-depth analyses of their portfolios, accurately assess risks, and proactively manage trends.

Our mission: to foster transparency, ensure stability, and facilitate responsible growth—through portfolio management guided by clear principles and measurable results.

Added value for insurers

With exxis, insurers gain a partner that analyzes, evaluates, and actively helps manage portfolios.

Your benefits:

Greater transparency in claims and policy data
Reliable decision-making criteria for underwriting, products, and processes
Efficient Tendering
Secure portfolio transfers

Data-driven, fact-based, and practical

exxis combines actuarial expertise with years of experience in analyzing claims and policy data. 

We support insurers in areas such as:

  • Portfolio underwriting
  • Analysis of portfolio and claims trends (including portfolio and portfolio analysis)
  • Identification of notable segments, risks, and trends
  • Assessment of rate, product, or risk changes
  • Deriving concrete measures to optimize the insurance portfolio
  • Establishment of consistent KPIs and reporting structures for KPI-based management
  • Support from our in-house actuarial department  
     

Key metrics, guidelines, steering measures

  • Monitoring of key performance indicators (e.g., loss ratio, loss frequency, segment profitability, and loss severity)
  • Target/actual comparisons and trend analysis at the portfolio, segment, and product levels
  • Monitoring and shaping underwriting guidelines, acceptance policies, and capacity management  
  • Development and implementation of renewal strategies  
  • Management reports with clear recommendations for action and priorities 

Loss Analysis as a Management Tool

exxis systematically analyzes claims data, focusing on:

  • precise assessment of the causes of damage
  • Identification of recurring and pattern cases
  • Analysis of cost and frequency drivers
  • preventive measures for products, processes, and risk prevention

The goal is stable and sustainable portfolio management.  

Bids: Thoroughly Prepared, Successfully Submitted

For tenders, exxis prepares the necessary portfolio and claims data in a structured and comparable format. We provide support in:

  • the technical preparation of portfolio and claims data (consolidation and validation)
  • Defining relevant criteria (target segments, coverage details, capacity and price ranges)
  • Preparation of representative documentation for market inquiries and placement
  • Evaluation of incoming bids and decision-making documents with economic assessment 

Portfolio Transfers

For portfolio transfers (e.g., migration of portfolios, integration following product changes), exxis supports the entire process:

  • Due diligence/preliminary review (data quality, claims and income history)
  • Migration plan (timeline, milestones, and responsibilities)
  • Technical and organizational implementation (data mapping, interfaces, and test runs)
  • Technical quality assurance (spot checks, reconciliation, and error handling)
  • Reporting on progress, quality, and economic impacts 

Support in underwriting and product development

We integrate portfolio management, underwriting, and product development. Our services include:

  • Assessment of the economic viability of new or modified products
  • Adjustment of underwriting guidelines and acceptance criteria (underwriting management)
  • Development of target-group-oriented coverage concepts
  • Simulation of portfolio effects of pre-planned measures  

Transparent reports and a clear basis for decision-making

exxis generates customized reports tailored to strategic objectives, portfolio segments, and regulatory requirements:

  • regular portfolio reports
  • Claims and benefits statistics
  • segmented analyses
  • Management information with recommendations for action and priorities 

Our Philosophy

At exxis, portfolio management means managing responsibly, acting with foresight, and making transparent decisions.
We take a holistic approach to portfolios—integrating underwriting, product development, claims, and operations—thereby laying a stable foundation for economic success and sustainable growth.
 

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Contact us

exxis - Your insurer for complex risks

Would you like to learn more or speak with us directly?

Email: info(at)exxis(dot)de
Phone: +49 (0) 5231 603-0
Location: Detmold